Thinking Out Loud

We tend to believe that ethical failures are caused by bad people making bad choices. But what if the real issue is simpler—and more uncomfortable? This reflection explores how good people can make questionable decisions when one priority takes over and others quietly fade from view.

Every year during tax season I see something fascinating. Some of the smartest people I know suddenly start making surprisingly questionable decisions about their own… Read more: The Psychology of Tax Season: Why Smart People Make Bad Decisions at Tax Time

There is a persistent belief that if you make a bit of money on the side, it doesn’t really count. Selling a few things online. Consulting… Read more: Side Hustle Income in Canada.

Hiring a tax professional is wise. Assuming it transfers responsibility is not. A Notice of Assessment is not approval—and your return is still yours.

We often admire toughness in the face of setbacks. But when resilience hardens into anger or resistance, it can quietly turn adversarial. This piece explores how easily disappointment is misread as hostility — and what real resilience asks of us instead.

Canada’s expanded trust reporting rules were introduced with good intentions — transparency and accountability. But their application captured far more everyday arrangements than expected, leaving many Canadians confused and concerned. Here’s what happened, what changed, and why most people shouldn’t panic.